Buy This, Not That

Myth: Your only chance to achieve lasting financial security is by saving every last penny and living a life of austere frugality. Reality: You can achieve long term financial security and live your best life. Let the Financial Samurai show you how! Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. And not only do you need to spend money on investments, but you need to spend money - strategically - in all other facets of your life, from education, to parenting, to relationships, to side hustles, even choosing where you work and play. In Buy This, Not That, the Financial Samurai shares his system for spending your way to financial freedom for every category on your budget. With his signature no-bullshit straight talk and transparent, rigorous number crunching that his millions of fans have come to love, Dogen takes the guesswork out of financial planning. He tells you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your own terms - no matter your age or starting point. You'll learn:• The Financial Samurai's 70/30 framework for optimal financial decision-making • What is good debt and bad debt - and the right way to pay down debt or invest• Strategies and tips for building passive income streams that work for your goals and risk tolerance• How to invest in real estate, even if you can't afford to buy property• Rules for spending - from coffee and cars to mortgages and marriage The Financial Samurai approach to personal finance is simple but powerful: you can live the life that you want to live, and still become financially free. The good news? You don't need to be a millionaire or a genius to achieve financial freedom. It's about making the most of your money, now, and forever - and it's never too late to get started.